Your divorce is final (or in the process of getting finalized) — there are some things to consider – from holiday schedules for children or getting pre-approval for a mortgage.
Whether you are contemplating separation or divorce, or you have been notified that your spouse wants a divorce, this can be one of life’s most challenging transitions. The first critical step is to be in touch with Vesta’s Concierge Team—a unique and complimentary resource designed to provide caring, personalized guidance and support through all phases of your divorce process: before, during, and after. Our Core Professionals address the Legal, Financial and Emotional issues in divorce, and we have other Divorce Professionals who work collaboratively and will be with you every step of the way.
A Discernment Coach provides a skilled short-term experience for individuals and couples to help you consider where you want to go with the relationship to try to get on the same page, self-reflect, and help you decide on your best path forward.
A Therapist or Divorce/Life Coach will guide you in making the best decisions for your situation (whether you are contemplating divorce or have been notified that your spouse wants to separate/divorce) as well as provide you with coping strategies to manage your emotions around the stages of grief associated with separation and divorce.
An Attorney or Mediator is necessary to obtain accurate initial information and alleviate fears and myths surrounding divorce. Getting sound legal advice at this stage will provide you with what to do as well as not to do in the early stages of divorce, often saving you time, stress, and money.
The financial team of a CDFA (Certified Divorce Financial Analyst ), Realtor, and/or Mortgage Professional can work together to outline your accurate financial picture. A CDFA will help you review your finances in the decision-making process and can assist you in taking the next steps. A Realtor and Mortgage Professional can help you in identifying and reviewing your housing situation.
You have decided to move forward with your divorce and now it’s time to get organized. From gathering your financial information—including accounts, debts, property values, assets—to collecting your thoughts around who you may want on your divorce team, this is important information to have at your fingertips. In addition to our Core Professionals in the Legal, Financial and Emotional areas, your divorce team may also include a Mediator, Divorce Coach, and/or a Professional Organizer to provide you with more clarity, confidence and empowerment.
A CDFA (Certified Divorce Financial Analyst) helps to create a financial snapshot that you will need to make decisions in the divorce process in areas including cash flow, asset division, housing considerations, and support payments or receipts. They also will help you create a basis for a successful financial life after divorce.
A Therapist/Divorce Coach will help you organize your financial documents, identify the important issues and action steps in your divorce, as well as connect you and manage your communications with the divorce professionals on your team. They will also help you develop strategies for managing the emotions you’ll have in this process.
An Attorney or Mediator will assist you in collecting information on your situation to help you determine which legal process is right for you, such as mediation, Collaborative law, arbitration, negotiated representation, or litigation.
A Professional Organizer will work with you to decide what you want to keep and identify what things you want to get rid of. In many cases they can help sort through paperwork and household items, and arrange for the disposal, donation or sale of belongings you decide to part with.
You are in the thick of it and we’re here to help you “cut through the fog” and get to the other side to thrive in your post-divorce life. Let us assist you with your unique situation and guide you on your best options. Our complimentary Concierge Team will connect you with Vesta’s vetted Divorce Professionals by directly scheduling initial consultations with the Vesta Professionals that would be most beneficial to you in your divorce process. In addition to our collaborative Core Professionals of Legal/Mediation, Financial, and Parenting, you also may want to connect with Professionals in areas such as Career, Therapy/Coaching, and Business Valuation/Forensic Accounting to achieve the best outcome for your unique situation.
An Attorney and/or Mediator will be vital to help you develop a legal plan of action based on the needs of you and your family. Areas of concentration may include custody, child support, alimony, asset division, restraining orders, and other legal matters to ensure a smoother outcome.
A Certified Divorce Financial Analyst, CDFA, and the rest of the financial team can help you answer three overarching questions — what does your financial situation look like today; the day after your divorce; and 10-15 years down the road? A CDFA is critical in helping you make financial decisions that often have life altering consequences during this stage.
If there are children in the picture, they will be affected by your divorce. Teaming up with a Parent Coach to learn how to build a new relationship with your co-parent will be an essential component towards helping your children adjust to their new normal. In addition, learning to work together as a team can provide stability and predictability for your children.
Real estate tends to be the largest asset in divorce. Establish a relationship with a Realtor who will be in it with you for the long haul on the valuation of your home, buying out your spouse, or learning about rental options, depending on your housing situation.
A Mortgage Professional helps you answer the important question, “Where will I live and what can I afford?” Your Mortgage Professional will help you determine your credit score, what your housing options are, and how to plan to finance your housing post-divorce.
As you are building your strategy, perhaps you are considering going back to work or pursuing your dream job. Partnering with a Career Coach and adding them to your divorce team could be the secret ingredient in building your desired future.
A Therapist or Divorce/Life Coach can help you continue to identify action steps and develop important coping strategies for managing the emotions you’ll have in the process so they don’t interfere with the important decisions you need to make about your assets and children in the divorce. These professionals can also assist with communication with your spouse and the professionals on your divorce team.
Whether you run a small business on the side or manage a large corporation, adding a business valuator to your divorce team will help you protect your business while providing you with a market assessment of your business’s worth. In addition, they work closely with your CDFA (Certified Divorce Financial Analyst) to help determine its place in your list of assets or liabilities.
The divorce is getting finalized… Now what? Ensuring you have accounted for all the details that pertain to your situation will save you time, money, and energy post-divorce. For example, resolving holiday schedules for the children and/or getting pre-approval for a mortgage. As you approach the signing of your divorce agreement, we want you to feel you can move forward with confidence. Our Concierge Team will help you better understand the outcome and options of your divorce and direct you to our vetted Vesta Professionals so you can achieve a sense of balance and peace of mind.
An Attorney/Mediator has the expertise and skill set to assess how the divorce will be resolved including QDRO (Qualified Domestic Relations Order) draft and submission, asset division, spousal and child support, and more to arrive at the best outcome for your situation.
Housing is often the largest asset in a marriage. A Realtor will help you with the successful outcome of your real estate including a profitable sale, buy-out, or new rental agreement that meets the needs of all parties so that you can move forward with confidence.
Whether you are buying, renting, selling or refinancing a house, or buying-out a spouse, a Mortgage Professional can provide their expertise. It is important to understand your ability to finance a home post-divorce and the impact of spousal and/or child support so you can make sound housing decisions in the future.
Your Financial Advisor/CDFA (Certified Divorce Financial Analyst) will provide you and your legal professionals the final asset division and cash flow options to make informed decisions about your finances before signing the divorce agreement.
A Divorce/Life Coach or Therapist will help you get clarity about the decisions you need to make about your assets and children and continue to guide you in managing the emotions, communication, and co-parenting issues as needed. They will also help you to begin to consider what you want your life to look like after the divorce is finalized and help you identify the action steps you can begin to take to set yourself up for that life post-divorce.
Working with a Parent Coach as you finalize the divorce will help you manage your co-parenting relationship as it evolves. Learning how to co-parent with compassion can set the foundation for a healthy and happy outcome for your children.
It’s time to start a new chapter in your life. It can be a little scary, yes, but let us assist you on the road to healing and happiness. It is essential that you execute the terms of your divorce agreement in a timely manner such as division of a family business and/or retirement accounts. We encourage you to lean on your divorce team to tie up any loose ends so that you are able to move into your next life journey with greater clarity.
A Financial Advisor will implement the division of assets and help you strategize for your post-divorce financial life. They will also help you manage your budget and create a savings plan to assist in accomplishing your new financial goals.
A Career Coach has the expertise to assist you if you need to enter (or re-enter) the workforce to become self-sufficient or to supplement support income. A coach can assist you in identifying your professional objectives and locating suitable, achievable employment. They will help you develop a plan that will be useful throughout your career: identify your unique skills and abilities; build confidence; and understand the hiring process.
A Dating/Relationship Coach can assist you in achieving genuine happiness and fulfillment in your life, particularly when you begin dating after divorce.
Working with an Organizer will help you focus on organizing and creating a space for your future.
A Style/Makeover Coach will help you find a look that gives you the self-confidence to feel attractive and empowered in your professional and/or personal life.
A Realtor is often needed post-divorce when life events occur, including real estate transactions, downsizing, retirement, and on-going valuations as you start this next chapter in life.
Housing needs change over time. Now that your divorce is final, a Mortgage Professional can help you achieve your housing goals based on your income/projected income, creditworthiness, and assets & liabilities to guide you to your “happy place”, your home.
A Health & Wellness Coach and Nutritionist can help you create a plan so you can make healthy, wise, educated and healing choices in the days ahead.
Over time, an Attorney/Mediator may be needed to modify divorce settlements or judgements according to you and your family’s evolving needs such as parenting plans and child support, among other legal matters.
The first critical step is to get in touch with VESTA’s Concierge. Our Concierge will provide caring, personalized guidance and support as you consider your next move. Our job is to connect you to the right people who can help.